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	<title>Suttons Bay Law</title>
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	<description>Suttons Bay Attorney Dan A. Penning - The Suttons Bay Law Offices of The Penning Group Advisors &#38; Attorneys - The Home of Cottage Law - 231.271.4500</description>
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		<title>What Happens to Credit Card Debt After Death?</title>
		<description><![CDATA[The general rule is that any debt of a deceased person, including credit cards and medical bills, are solely the responsibility of the decedent or the decedent's estate. The general rule assumes that no other person was the signer or joint obligator on any particular account or debt of the deceased person. If an account is the deceased person's alone, the debt is the deceased person's alone.]]></description>
		<link>http://www.suttonsbaylaw.com/2011/12/06/what-happens-to-credit-card-debt-after-death/</link>
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		<title>When Employers Can Be Liable for an Employee&#8217;s Debt</title>
		<description><![CDATA[Employers, however, face a huge risk relative to its employees' garnishment proceedings because in the State of Michigan, employers can be held liable for the entire debt of the employee that is subject of the garnishment, including court costs and attorney's fees, if the employer fails to comply with certain requirements.]]></description>
		<link>http://www.suttonsbaylaw.com/2011/11/21/when-employers-can-be-liable-for-an-employees-debt/</link>
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		<title>Gifting to Avoid Estate and Gift Taxes</title>
		<description><![CDATA[Going, Going, Gone! U.S. taxpayers are experiencing a &#8220;perfect storm&#8221; of opportunity to make tax-free transfers (gifts) of assets such as family businesses, real estate and other wealth from one generation to the next. The gift tax was first enacted in 1932 by the federal government. Over the coming months, we all have what may [...]]]></description>
		<link>http://www.suttonsbaylaw.com/2011/10/25/gifting-to-avoid-estate-and-gift-taxes/</link>
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		<title>Employer Social Media Policies and Employee Rights</title>
		<description><![CDATA[Judge Rules on Employee and Facebook Post. We have previously provided information regarding social media and how employee postings on various websites may or may not affect the employment status of employees.]]></description>
		<link>http://www.suttonsbaylaw.com/2011/10/11/employer-social-media-policies-and-employee-rights/</link>
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		<title>Automobile Rentals &#8211; What Every Person Should Know About Insurance Issues</title>
		<description><![CDATA[Have you ever stood at an automobile rental counter while traveling staring at a rental contract trying to figure out what the insurance options mean? &#8220;Should I buy additional coverage through the rental car company or am I paying for coverage I already have based on my insurance coverage for my own vehicle?&#8221; Consider the [...]]]></description>
		<link>http://www.suttonsbaylaw.com/2011/09/12/automobile-rentals-what-every-person-should-know-about-insurance-issues/</link>
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		<title>Suttons Bay Fireworks 2011</title>
		<description><![CDATA[Fireworks Aren&#8217;t Just for Kids! Our &#8220;thank you&#8221; to our community I know you&#8217;ve had a busy summer filled with plenty of activities, however, I hope you and your family will add one more special and local event to your calendar. I would like to invite you to be our guest to attend the annual [...]]]></description>
		<link>http://www.suttonsbaylaw.com/2011/08/31/suttons-bay-fireworks-2011/</link>
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		<title>Unexpected Mental Illness and the Designation of a Patient Advocate</title>
		<description><![CDATA[Many of us know someone or will possibly be responsible for someone that is affected by mental illness.]]></description>
		<link>http://www.suttonsbaylaw.com/2011/08/30/unexpected-mental-illness-and-the-designation-of-a-patient-advocate/</link>
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		<title>News Briefs and Emerging Trends with Golden Boomers</title>
		<description><![CDATA[Every day my in box fills with information from many sources. Some is from mainstream media, trade journals, special reports and various reviews and findings from the legal and wealth advisory community. Often, while reading an article or report, many people come to mind that I think might also share an interest in the information. [...]]]></description>
		<link>http://www.suttonsbaylaw.com/2011/08/03/news-briefs-and-emerging-trends-with-golden-boomers/</link>
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		<title>Preparing Your Heirs for Their Inheritance</title>
		<description><![CDATA[As we counsel clients during the preparation of their estate plans, one concern is usually very evident &#8211; parents are worried that their children will squander the funds and assets that they worked very hard to accumulate. This concern can be addressed in many ways, but usually, parents request specific provisions in their estate planning [...]]]></description>
		<link>http://www.suttonsbaylaw.com/2011/07/18/preparing-your-heirs-for-their-inheritance/</link>
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		<title>Join Us in Supporting Our Communities</title>
		<description><![CDATA[Leelanau Conservancy Annual Picnic and Auction In Suttons Bay we are supporting and serving as a sponsor of the Leelanau Conservancy&#8217;s 2011 Picnic and Auction. The Conservancy&#8217;s Annual Picnic and Auction will be held Thursday, August 4, 2011. Over 700 people attended the 2010 auction and over $100,000 was raised to help the Leelanau Conservancy [...]]]></description>
		<link>http://www.suttonsbaylaw.com/2011/07/13/join-u-in-supporting-our-communities/</link>
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